I am a Senior Loan Officer working with NJ Lenders Corp since 1991. I have a Master's degree from Rutgers University. Prior to joining NJ Lenders, I taught courses at various universities in NJ. I have always enjoyed working with people and helping them achieve their objectives. While working as a loan officer at NJ Lenders, I have dealt with many wonderful people who have been looking for the right mortgage to purchase a new home or refinance their existing mortgage. I always educate my clients about the available mortgage programs and provide detailed information so that they can make the right decision. Providing detailed information to my clients is my highest priority. After they decide about the program that is best for their situation, I secure the best rate for them. I'm always available and provide free consultation to my clients. My philosophy is to treat other people the same way I like to be treated. I do my best to develope a long term relationship with my clients based on trust and fairness. I have stayed with NJ Lenders for many years due to the excellent service and programs that NJ Lenders provides to people looking for the best mortgage. I look forward to working with you and to help you obtain the best mortgage possible that fits your specific situation.